Marilyn Rottner Birmingham Real Estate
     
Marilyn Rottner
  



Marilyn Rottner

Welcome to Prudential HWWB Realtors


 

 

Welcome to Prudential HWWB Realtors, your source for Birmingham real estate.

In today's competitive real estate market, timing is everything.  Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Birmingham with my New Listings Notification

If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation.

 

Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling real estate in Michigan, please contact me as I'm more than willing to help.

Please browse my website for listings, reports and important local real estate information.

Sincerely,

Marilyn Rottner
Prudential HWWB Realtors

www.hwwrealtors.com/MarilynRottner

TESTIMONIALS

 

You have been thorough and on top of every step in the process of selling our home. We will be sure to refer you to anyone we know who is looking to sell or buy a house …Hilary, Birmingham

 

I can’t believe you sold my condo in such a short tie…and at a great price! Thank you for all your hard work… Bob, Beverly Hills

 

You were so patient, understanding and knowledgeable. I should have purchased my first home years ago!... Eric, Auburn Hills

 

We LOVE our new home. We can’t wait for you to see it now that we’ve settled in. We couldn’t be happier. Thank you for all your efforts during the process, you were wonderful… Teri, Troy

 

 

Banner ads on this site are not recommendations or endorsements to Prudential HWWB, Realtors' clients.


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

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